Dave Ramsey has a passion to help families stay out of debt, manage their money better, and build a financial legacy for their families. He urges parents to manage their own money and financial budget better so that they can teach these principles to their kids. Dave’s “Financial Peace Jr” kit teaches children the values of working, spending, saving and giving. He encourages parents to allow children to make small and safe financial mistakes in the home (eg. wasting all their spending money on a cheap toy) so they can learn life-lessons for the future. He warns families that any and all kinds of debt are dangerous and should be avoided, and he shares how giving generously will transform our faith and lives.